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Post by Devo McDuff on Dec 18, 2008 16:04:36 GMT
Recently had a 166 kit with a Sterling exhaust put on my PX125 (ta Joey!) and I'm trying to sort out getting my insurance changed for it.
Rang my current lot (MCE) saying that I'm thinking of getting it done in the new year and wanted to know how it would affect my policy and they've asked me a few question they need answers to before they can advise.
One being what the bhp would be. I can't find my dyno machine at the moment ;D So does anyone have a rough idea what figure I should give 'em?
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Post by joey on Dec 18, 2008 22:42:44 GMT
1) What did you tell them for?? Your tax and your insurance will now go up by a fair amount! The exhaust alone should give 1 to 2 bhp on top of the standard, with the kit another 3 or 4 so you're looking at between 12 to 13 bhp at peak once it's properly run in. The improvement comes more from increased torque than peak power so to be honest I wouldn't mention the kit at all, and only mention the pipe if pushed! Give us a shout mate, you've got my number.
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Post by Devo McDuff on Dec 19, 2008 5:32:48 GMT
I've not told them that I have done it, just said that I am considering it so that if they did give me a daft quote on top I could just say I won't bother then and leave it there.
Do most people declare it when they get a kit added?
Am worried about findind myself in a position where I'm not covered in an accident ( I ride the busiest bus route in Europe everyday so it is a risk), I presume not telling them I've had the engine modified/exhaust change would invalidate my insurance?
PS Still going well mate, 3rd gear is the dogs b's ;D
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Post by joey on Dec 19, 2008 9:45:53 GMT
I would be very, very surprised if anyone on here, or anywhere else for that matter, declares the fact that they've fitted an after market pipe or kit. 1) If I were to lay your old barrel next to your new one you would find it very hard to distinguish between the two so your average assessor wouldn't have a clue. 2) The majority of accidents, especially in a city, are minor scrapes and not worth the hassle of reporting anyway, half the time your excess is more than the cost of the damage. If you were involved in a more serious accident then the odds are you've been knocked off (unless you fell off due to cak whitewalls!) so you claim off the other persons insurance anyway. Mention the pipe if you feel the need, as it's quite obviously not an OEM fitting, but I wouldn't bother with the kit as anyone would be hard pressed to tell the difference without strippping the scoot down. Just my opinion.
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llew
High Number
Posts: 220
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Post by llew on Dec 19, 2008 14:18:22 GMT
I advised them of the kit on my Lammy at renewal. Again they just asked the increase in BHP and that was that.
Never thought to inform of an exhaust though!
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Post by Devo McDuff on Dec 19, 2008 16:22:23 GMT
Yes, I was just thinking if I ever had to have an independent vehicle inspector out (which I have in the past when a div cut me up and put me on the tarmac) I didn't want to be up big brown creek without me arm-bands.
That makes sense about the barrel though, it's the pipe that is obviously the give-away of after-market mods. I'll just give them the updated bhp if I were to just get the pipe (so that would be about 8 then?) and if the revised premium is daft leave it there, if negligible, pay up.
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A565
1st Class Ticket
Posts: 61
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Post by A565 on Dec 29, 2008 10:40:41 GMT
I informed my insurance of the pipes on my scoots and it made no difference to the premium.
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acko
2nd Class Ticket
Posts: 10
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Post by acko on Dec 29, 2008 12:07:57 GMT
I tried to inform my insurers of a couple of modifications that i ""may"" have been carrying out to my scooters and they said i would have to change insurance companies.
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Post by Devo McDuff on Jan 5, 2009 13:01:47 GMT
They want a 45 admin fee, they can jog on. I'm only going to be on the road for another couple of months after which I won't be on the scoot for 3 months or so and then after that it'll be up for renewal anyway more or less.
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Post by jaz on Jan 5, 2009 17:21:07 GMT
Thieving sods! Which company is that? I thought mine were bad charging £25 for policy amendments.
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Post by Devo McDuff on Jan 5, 2009 23:08:08 GMT
MCE, but they are just the broker. Can't remember who the actual company is who want (or who MCE claim do) the admin fee.
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A565
1st Class Ticket
Posts: 61
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Post by A565 on Jan 6, 2009 12:20:59 GMT
Tell them at renewal time and it costs nothing
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Post by nic83px on Jan 12, 2009 14:56:32 GMT
well im not telling a soul that my blue 210( you know the one) is a reg as a 125!! doh!
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Post by spacemanuk on Jul 6, 2009 9:18:31 GMT
Sorry to ressurect an old post but I'm skiving at work , scanning through the forums and this thread is relevant to the scooter I've just bought and a query I have about it. I've bought a pX125 with the Malossi 166 kit and scorpion exhaust. I'm not planning to declare the upgrades to my insurance company as I agree with earlier posts that the cylinder swop would be virtually imposible to spot. The exhaust is a dead giveaway though ( as well as preventing the carrying of the spare wheel and being far too loud for my liking) so I plan to switch the exhaust for a standard 125/150 one. Can anyone tell me if it would be ok to use a standard exhaust with the Malossi kit? Cheers Ray
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Post by dto79px on Jul 6, 2009 21:28:43 GMT
Standard exhaust would work , but a sito plus would work better , Just remember to jet carb to suit !
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Post by spacemanuk on Jul 15, 2009 21:16:05 GMT
I fitted the standard exhaust tonight and took the scooter out for a test ride. It is quiter than when it had the Scorpion fitted and actually feels smoother and more civilised to ride. Acceleration through the gears seems to be the same with the only noticable difference in performance being a few MPH less at full throttle with the speedo reading around 58 instead of 63. I'm going to run it for a couple of days, see what the fuel consumption is like and also check the plug as it's still running with the carb jetted for the 166 Malossi with the Scorpion exhaust. Can anyone tell me what things, if any, I might need to look out for that would suggest I need to change the jets?
Cheers Ray
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Post by Rudi on Jul 16, 2009 8:44:48 GMT
feels smoother and more civilised to ride. don't know if it's the age talking but personally i would sacrifice a few KPH on the top, for a smoother and civilized ride regarding jets, im no expert but i do know you should ride it and inspect the plug after lets say 200 KM (new plug fitted should be the best way to evaluate fuel mixture)
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Post by skrappey on Jul 31, 2009 17:25:53 GMT
I've just taken the top off my PK and it's got 'Malossi' all over the place. Any idea what cc I actually have anyone? It's labelled Vespa 100 on the rear quarter
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Post by Rudi on Aug 3, 2009 17:53:28 GMT
Any idea what cc I actually have anyone? you can look inside the cylinder wall and measure the piston travel (where rings have touched, color/texture is different) then measure cylinder bore and divide it by two then use this calculator, with centimeters as unit of measure www.online-calculators.co.uk/volumetric/cylindervolume.phpyoull get the CC , accurate enough to tell you what you have
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